Carolyn's plan for “tomorrow”TMFS icon

Having the financial flexibility to travel to beautiful and exciting parts of the world with our girls while they still want to holiday with their Mum & Dad.

Carolyn Tomlinson

Financial Adviser – Risk and Aged Care Specialist

Personal and Business Insurance

My career started with Tailor-Made in 2007 in the marketing and finance side of the business, but this soon progressed to study and specialising in helping clients protect their families and businesses through risk insurance solutions.

Our pro-bono work with terminal cancer patients more often than not has highlighted to us how unaware people are of the insurance cover they have in place, and how little thought most people have given to the ramifications of the worst scenario.

Most of us think positively and that nothing serious will happen to us, but the reality which we see every day is that 1 in 3 people will be disabled for more than three months in their lifetime, and 1 in 8 Australian women will develop breast cancer.

So I pride myself on working with clients to come up with a realistic, affordable, and tax effective Plan B – and making sure this plan is in place before the unexpected happens! Holding an appropriate level of Life, Total & Permanent Disability, Trauma and Income Protection insurance will fill the gap and take away the financial worries at your time of need.

Buy-sell insurance for our business clients is also a specialty for me – making sure our clients’ businesses can continue if one business partner passes away or can no longer work due to sickness of injury. Maybe surprisingly, in a business with three business partners, there is a 67% chance of this situation happening to one business partner before the age of 65!

Aged Care Specialist

I’m passionate about helping clients determine the best way forward when it comes to aged care, the fees involved, whether to sell the family home or not, and how to invest any surplus funds.

Getting the right advice early is the key, but we understand that these situations often arise unexpectedly too. So, we are often assisting families in urgent need of help. I am an accredited Aged Care Professional and have been accepted onto the BUPA Aged Care Financial Guidance Panel.

We will alleviate the stress involved in navigating the aged care maze, including:

– explaining the fees payable to the aged care facility

– advising on payment options available

– identifying the most effective way to invest surplus funds

… all while maximising your aged pension.

When I’m not at work, I’m my daughters’ social facilitator and can be seen at the beach, on the tennis court or cheering on the sideline of the soccer field.

We listen, we care, we make it happen

Areas of Expertise & Awards

  • Personal & Business Risk Insurance
  • Aged Care

Qualifications & Memberships

  • Dip FS (FP)
  • Advanced Diploma of Financial Planning
  • Association of Financial Advisors (AFA) - FChFP– Fellow Chartered Financial Practitioner
  • Aged Care Steps - Accredited Aged Care Professional

Contact Carolyn