What to expect from a Financial Planner TMFS icon

From the time we meet, it’s our job to listen and understand your needs, goals and preferences before we can make any recommendations on the best way forward.

What to expect from a Financial Planner


From the time we meet, it’s our job to listen and understand your needs, goals and preferences before we can make any recommendations on the best way forward.

1

DEFINING THE RELATIONSHIP

One of our CFP qualified Financial Planners will explain the process we follow, find out what your needs are so that we can make sure we are able to help.  This is also your chance to get to know us by asking questions about our service offering, what we can help you achieve and for you to clearly understand our transparent fee for service model.

2

IDENTIFYING YOUR GOALS

Once you’ve established that our service will help meet your needs, you’ll work with the financial planner in a no-obligation meeting to identify your short and long term financial goals as well as your lifestyle goals. This meeting helps us mutually decided on the best way forward and it’s this stage that serves as a foundation for developing your plan.

3

ASSESSING YOUR FINANCIAL SITUATION

Taking into account your level of comfort with regard to investments and exposure, we’ll use the latest research to take a good look at your position – your assets, liabilities, insurance coverage and investment or tax strategies. With the help of sophisticated Financial Planning modelling we create your Statement of Advice, or SOA.

4

PREPARING YOUR FINANCIAL PLAN

Once your SOA has been refined, we’ll meet with you and clearly explain our recommendations which including suitable strategies, products and services and answer any questions you have. Many clients are quite relieved and excited in proceeding at this stage however it is important that you are totally comfortable with the structure recommended. If any tweeks are required, we’ll refine your SOA before we go ahead with a plan so you can “enjoy today by planning for tomorrow”.

5

IMPLEMENTING THE RECOMMENDATIONS

Once you’re ready to go ahead, your financial plan will be put into action. Where appropriate, the financial planner may work with specialist professionals, such as a solicitor or an accountant.

6

REVIEWING THE PLAN

Your circumstances, lifestyle and financial goals are likely to change over time, so it’s important your financial plan is regularly reviewed. Along with movements in markets, this allows us to periodically make strategic changes if needed, to keep your plan on track.