Debt and Cashflow ManagementTMFS icon

Managing your debt


Whether it’s in business or in your personal life, sometimes juggling your cashflow can be a bit of a handful. You may have a lot of investments, or maybe your debt has been accumulated through achieving your goals (like buying a home).

Here are some things to think about:

  • Where does all my money go?
  • How can I manage my money better?
  • How can I take control of my debt?
  • How can I pay off my home loan sooner?
  • How can I be smarter with my credit card?
  • How can I consolidate my debts?
  • How do I make the most of my savings?
  • What is the benefit of starting now?

And here’s how we can help:

  • Review your spending patterns, financial commitments and debts.
  • Help you set specific goals and target timeframes to achieve them.
  • Look at how much you’ll need for long-term goals.
  • Identify your opportunities to save money.
  • Help identify ways to pay off your home loan sooner.
  • Recommend savings or investment strategies to achieve your goals.
  • Review, recommend and organise appropriate insurance to protect your existing assets and your financial situation.